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Indexed

Universal Life

Insurance

Focused Financial

Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.

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Keith

⭐⭐⭐⭐⭐

This program has set us on a course to be debt free. Before this we were living week to week, month to month. Now we have an end date. Like everything else it takes some discipline and you have to follow the program. We paid off some debt, put away an emergency fund and will be debt free, mortgage free in 7.5 years. Great program, great customer service.

Happy Customers

More than clients taken care of!

Indexed Universal Life Insurance

Focused Financial

Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.

About Us

Helping You To

Manage Your IUL

Insurance Needs!

We focus on helping clients build wealth, have peace of mind, and teach business to recover taxes.

Dustin Dickinson

Owner
NPN: 2119209

About Us

Helping You To

Manage Your IUL Insurance Needs!

We focus on helping clients build wealth, have peace of mind, and teach business to recover taxes.

Dustin Dickinson

Owner
2119209

Everything You Need To Know

About IUL Insurance

At A Glance

What is Indexed Universal Life Insurance?

IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.

Important Details

IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.

Everything You Need To Know About

IUL Insurance At A Glance

What is Indexed Universal Life Insurance?

IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.

Important Details

IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.

Reviews

Real-Life Testimonials

From Satisfied Clients

Keith

This program has set us on a course to be debt free. Before this we were living week to week, month to month. Now we have an end date. Like everything else it takes some discipline and you have to follow the program. We paid off some debt, put away an emergency fund and will be debt free, mortgage free in 7.5 years. Great program, great customer service.

Katie

In July of 2019 I had my current mortgage and debt entered and got a complimentary analysis run. I had 30 years left on my mortgage at the time. With this program, it was going to take that 30 years down to 5.1 years and save over $100,000 in interest. As a single mom, I never imagined I could be completely mortgage and debt free in only 5 years! I've been on the program now for 2.5 years and I've got 2.5 years to go. I have paid down over $53,000 in total principal and I'm looking forward to being completely debt free in the coming years!

Joseph U.

When I first purchased this program 11 years ago I was concerned that it would be complicated to stay with it. The key difference is the integrity and care of the organization from top to bottom. The customer support is amazing and the training by the sales force is top tier. My wife and I are beaming at the equity we have built in our home and the freedom we have to retire soon without a mortgage. Do not read this without deciding to get your own free analysis and be amazed at the exact debt-free date you can bank on.

Reviews

Real-Life Testimonials

From Satisfied Clients

Keith

"This program has set us on a course to be debt free. Before this we were living week to week, month to month. Now we have an end date. Like everything else it takes some discipline and you have to follow the program. We paid off some debt, put away an emergency fund and will be debt free, mortgage free in 7.5 years. Great program, great customer service."

Katie

"In July of 2019 I had my current mortgage and debt entered and got a complimentary analysis run. I had 30 years left on my mortgage at the time. With this program, it was going to take that 30 years down to 5.1 years and save over $100,000 in interest. As a single mom, I never imagined I could be completely mortgage and debt free in only 5 years! I've been on the program now for 2.5 years and I've got 2.5 years to go. I have paid down over $53,000 in total principal and I'm looking forward to being completely debt free in the coming years!"

Joseph U.

"When I first purchased this program 11 years ago I was concerned that it would be complicated to stay with it. The key difference is the integrity and care of the organization from top to bottom. The customer support is amazing and the training by the sales force is top tier. My wife and I are beaming at the equity we have built in our home and the freedom we have to retire soon without a mortgage. Do not read this without deciding to get your own free analysis and be amazed at the exact debt-free date you can bank on."

More Info

Important Questions

Is Indexed Universal Life Insurance Right for Me?

IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.

How Much Coverage Do I Need?

The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.

Is a Medical Exam Required?

In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.

Can I Access the Cash Value?

Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.

How do I Sign Up?

You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.

More Info

Important Questions

Is Indexed Universal Life Insurance Right for Me?

IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.

How Much Coverage Do I Need?

The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.

Is a Medical Exam Required?

In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.

Can I Access the Cash Value?

Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.

How do I Sign Up?

You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.

Looking for a First-Class IUL Insurance Consultant?

Looking for a First-Class IUL Insurance Consultant?

Focused Financial is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.

National Producer Number: 2119209

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Focused Financial is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.

National Producer Number: 2119209

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